Wealth and Health

Josh Krafchick is a financial adviser and creator of The Millennial Slackers Guide

Good health is not something that we can buy. However, it can be an extremely valuable savings account.

As Americans, we are highly susceptible to living unhealthy lifestyles.

We all have our flaws whether it’s:

  • Not having enough time
  • Too busy with work
  • Or just sheer laziness

Personally, I have worked hard to chase what I would consider my dream, and have found in order to do so you have to live a healthy lifestyle.fitness, health wealth personal development, exercise, money, finance, success, lifestyle

According to the United Nations’ International Labour Office, unhealthy lifestyle choices cost U.S. businesses in upwards of $12 billion annually. That makes you think about whether spending $50/month on a gym membership for yourself or your employees is probably worth it.

Most people do not consider their health as an investment, but research shows that 23% of adults that are obese earn $35k or less each year, whereas only 5.6% of Americans who are obese earn $100k+.

Why do you think CEOs wake up really early to get in a morning workout?

BECAUSE IT MAKES YOU PERFORM BETTER IN ALL ASPECTS OF LIFE!

As we approach every New Year, we set to lose weight or save money. Funny enough, they are actually both linked to one another! Studies have shown that regular exercise will substantially decrease your chances of heart disease and less risk of heart disease, meaning more money that you will save in your lifetime!fitness, health wealth personal development, exercise, money, finance, success, lifestyle

It has been proven by various studies that for those who exercise vs. doesn’t exercise, saves over $2,000/year!

Not only does working out help you save and earn more but making time to get in a work-out helps in a variety of other ways.

For example, it will release endorphins that will increase your happiness. Happiness is linked to increased performance in the work-place because people, who do business, enjoy doing business with people who are happy!

If you are someone who is unhappy or even depressed, you may tend to binge-eat junk food more regularly. Doing so will increase your cholesterol levels, similar to how credit card debt can clog someone’s personal finances.

On the flip-side, mortgage debt could be considered “good cholesterol” because home prices have increased substantially over the past 30 years.

A good starting goal is 2-3 hours of exercise each week.

It doesn’t have to be anything too intense, but going for a walk or taking a significant other to a dance class is moving in a positive direction to help improve your health and wealth.

How to Transform Failure into Success

We have all messed up at some point in our lives and it is easy to let those failures, disappointments, and mistakes haunt us.Think and Grow Rich, Success, Money, Finance, Investing, Book suggestion, Book reading, Quiz, Fun, Flowchart, warren buffett, james Altucher, Tony Robbins, Personal Development, Napoleon Hill

They remind us and often loom over us like an infinite shadow.

  • Maybe it was something we did or failed to do.
  • Maybe it was a choice we made that we no longer believe was the right choice.
  • Maybe it was an activity that ate up a huge portion of our lives that we regret and we feel we can never get that wasted time back.

But you can transform your failure into success.

We hear it all the time, phrases like: “‘learn from your mistakes,’ ‘focus on your strengths,’ and ‘do not dwell on your past.'”

But how do you do that?success, wealth, think and grow rich, money, finance, self control, discipline

Let’s try right now in three simple steps.

Step One

Take out a sheet of paper and make a list of ten times in the past you believe you failed or disappointed someone or yourself. This can be anything major or minor (this is great practice).

Step Two

Next to the first list, write down something you learned from them or how those events make you a better, stronger person.

Step Three

Write down how you can apply the lesson you just learned to some practical way of improving your current situation right now (or some project in the future).Think and Grow Rich, Success, Money, Finance, Investing, Book suggestion, Book reading, Quiz, Fun, Flowchart, warren buffett, james Altucher, Tony Robbins, Personal Development, Napoleon Hill

Get into the habit of doing this and you can transform everything into your own personal lesson for success. And what’s more, you can use these lessons to help others.