Wealth and Health

Josh Krafchick is a financial adviser and creator of The Millennial Slackers Guide

Good health is not something that we can buy. However, it can be an extremely valuable savings account.

As Americans, we are highly susceptible to living unhealthy lifestyles.

We all have our flaws whether it’s:

  • Not having enough time
  • Too busy with work
  • Or just sheer laziness

Personally, I have worked hard to chase what I would consider my dream, and have found in order to do so you have to live a healthy lifestyle.fitness, health wealth personal development, exercise, money, finance, success, lifestyle

According to the United Nations’ International Labour Office, unhealthy lifestyle choices cost U.S. businesses in upwards of $12 billion annually. That makes you think about whether spending $50/month on a gym membership for yourself or your employees is probably worth it.

Most people do not consider their health as an investment, but research shows that 23% of adults that are obese earn $35k or less each year, whereas only 5.6% of Americans who are obese earn $100k+.

Why do you think CEOs wake up really early to get in a morning workout?


As we approach every New Year, we set to lose weight or save money. Funny enough, they are actually both linked to one another! Studies have shown that regular exercise will substantially decrease your chances of heart disease and less risk of heart disease, meaning more money that you will save in your lifetime!fitness, health wealth personal development, exercise, money, finance, success, lifestyle

It has been proven by various studies that for those who exercise vs. doesn’t exercise, saves over $2,000/year!

Not only does working out help you save and earn more but making time to get in a work-out helps in a variety of other ways.

For example, it will release endorphins that will increase your happiness. Happiness is linked to increased performance in the work-place because people, who do business, enjoy doing business with people who are happy!

If you are someone who is unhappy or even depressed, you may tend to binge-eat junk food more regularly. Doing so will increase your cholesterol levels, similar to how credit card debt can clog someone’s personal finances.

On the flip-side, mortgage debt could be considered “good cholesterol” because home prices have increased substantially over the past 30 years.

A good starting goal is 2-3 hours of exercise each week.

It doesn’t have to be anything too intense, but going for a walk or taking a significant other to a dance class is moving in a positive direction to help improve your health and wealth.