How Your Company Can Strive for Ethical Behavior

An ethical company becomes one with long-lasting potential. Don’t believe all the stories about “lying and cheating” business owners who game the system and get away with it. Unethical behavior eventually catches up with a crooked entrepreneur. He or she might thrive as a cheat for the short-term, but the law and, yes, the customers, do put a stop to bad behavior. Not every troubled business owner fails to toe the line out of malice. Some find themselves getting off course and making mistakes due to a lack of knowledge. Others cut corners, thinking they aren’t doing anything all that bad. Don’t fall into such traps, or your business will suffer. Here are five things to consider when trying to run an ethical business.

Treat Your Employees Well

This one practically goes without saying. Treating employees poorly does nothing but set the stage for their departure. Significant employee turnover eventually drains a company of its most valuable resource: people. The costs associated with replacing departing employees also consume budgets. Then there is another crucial matter to take into consideration. The poor treatment of employees can represent more than being called a rude boss. In some cases, the treatment results in criminal or civil actions. Follow the letter of the law when dealing with your staff. Treating your employees well and promoting ethical behavior will help to ensure that you have a successful and ethical business.

Keep Accurate Records

Terrible recordkeeping is more than sloppy. Depending upon your business, a failure to maintain accurate records can be a crime. The Internal Revenue Service certainly has rules regarding keeping files on expenses and deductions. Trouble arises when you make mistakes due to poor recordkeeping. Even when an error is not deliberate, business owners face the fallout of any result in problems. Sometimes, partners or other businesses commit illegal acts. Accurate records might serve as evidence for a defense. If your records are in poor shape, start working today on improving them. Otherwise, the snowball effect of poor record management will catch up to you.

Comply with Laws

Violating the law opens the proverbial Pandora’s box of troubles. Criminal activities arouse suspicions which, in turn, lead to investigations. When you’re guilty of a crime, investigators use their experience to figure things out. Look at all the incidents of people attempting to defraud insurance companies. The percentage of those who get away with it is low. The number of convicted felons ranks high. Eventually, people who violate the law will get caught. If an employee becomes aware of fraudulent activity at your company, they can become a protected whistleblower and expose the activity to the government. Afterward, a legal disaster may ensue. Whether you get caught or not, however, isn’t even the issue here. Violating the law is unethical, illegal, and flat out wrong.

Admit Your Mistakes

Mistakes happen. People don’t always exercise the best judgment. Sometimes, the mistakes reflect severe violations of the law. When appropriate, admitting to one’s mistakes is the best course of action. The public, generally, isn’t fond of people deflecting blame onto others. Quickly admitting to an error and working to fix it could mitigate some of the damage. Moving swiftly to admit mistakes means something. Waiting too long or dragging out the apology process undermines effectiveness. Some may assume the apology is insincere and forced when delayed. As soon as apologizing makes sense and doesn’t add to legal woes, own up to mistakes.

Work on Fixing Your Reputation

Reasons exist why reputation management services exist. They prove exceptionally helpful when the public’s perception of a business falters. Sometimes, reputation management services assist a company in performing “penance” for misdeeds. For example, the company may rely on press releases to reveal the charitable work intended to pay back the community for transgressions.

Acting ethical is vital to any business’s health. Find out where you are going wrong and change course. Otherwise, risk facing harsh consequences.

Here’s another article you might like: Ethical Marketing: What it is and Why it Should Matter to You

4 Fastest Growing Industries in Which You Should Get a Job

Finding the right job and career can be a tricky business. The job market regularly shifts and what may be hot today may fall by the wayside tomorrow. However, the following industries are experiencing rapid growth while also showing the potential to remain viable over the long haul.

Beverage Manufacturing

While craft breweries have become common in the past few years, beer is hardly the only beverage experiencing a craft renaissance. Wineries, distilleries, cider mills, and sparkling beverages have exploded in the craft beverage world. Indeed, as beer alternatives have risen, the craft beer market has leveled off. The industry, however, remains exceptionally strong. Diversified offerings, expansion into new markets and a focus on taprooms and direct distribution are ensuring strong markets for all craft beverages.

Car Sharing

Car sharing has become increasingly popular in the past decade with apps like Lyft and Uber appearing on the tech scene. With this increased popularity comes an increased demand for car sharing drivers. In fact, the worldwide car sharing market is estimated to grow by over 30 percent by 2020, due to more businesses using these services for their employees. And the good news is, all you need to know to succeed at this job is how to drive.  

Specialized Freight Trucking

The trucking industry, in general, is facing a distinct shortage of drivers, which means better wages and more openings. The most lucrative trucking options involve specialized trucking. This includes things like driving livestock haulers, dump trucks and auto carriers. Generally, most cargo that involves irregular shapes, loading, weights, and so forth fall into this category. Many companies will provide training in this specialized hauling and will provide regular work.

Pest Control

Research is predicting that pest control will see over a 5.5 percent expansion through 2020. This industry, in which agents remove insects and animals from homes and businesses, has grown rapidly with residential and commercial building spurts. Additionally, as the science behind things like insect sprays and chemicals has advanced, pest control agents are increasingly becoming more knowledgeable and specialized, with training provided by many companies. Being able to properly assess and treat a pest problem can be a tricky task and is not one likely to dry up anytime soon.

Whether starting a new career or contemplating a change in your life, these options could be what you are looking for. They all have been around for a long time, but are seeing unprecedented growth, profits and wages. Additionally, all look to be viable ways to earn money both now and for years to come.

Why Should Businesses Conduct Health Risk Assessments?

A health risk assessment utilizes a few different methods to determine what a person’s state of health and wellbeing is. This is information that can be used to predict disease, medical emergencies, illness, etc. In the workplace, there are several benefits associated with doing health risk assessments on employees. This process helps people understand what they need to do in order to become healthier and happier.

Understanding the Problem

Many people don’t understand that their lifestyle may be contributing greatly to how healthy they are or are not. People need to understand the problems that are present. It’s important that a company shows its employees how much they care. Providing health risk assessments is one way, but there may be follow up programs and services that can help everyone get healthier, according to The Commonwealth Fund. It’s also ideal to have healthy employees. This will cut down on sick days, increasing productivity overall.

Using the Information

Health information needs to remain private to a certain degree. Your health risk assessment results shouldn’t violate any kind of HIPAA rules that are present in the office. According to Carenet Health, the results from HRAs can be used to point employees in the direction of resources that can help them improve their health. You don’t have to inform other employees of what a specific person’s results are, but you can categorize people based on their results and give them the education that they need.

Risk Assessments

There are a few health concerns that scare people, and rightfully so. You can use a health risk assessment to inform a person when there is some sort of risk factor present in their daily life. This could be a risk for heart attack, stroke, cancer, injury, diabetes, disease, etc. These risks may increase because of something that someone is doing. They may not be taking proper care of themselves; they could be a smoker, or they could drink excessively. Even in the workplace, they might not be taking the appropriate steps towards being safe on the job. Sometimes a person needs to hear the truth before they will start to make changes in their life.

If you are wondering how you can utilize a health risk assessment in your own company, there are several resources and businesses that provide information and services for this purpose. You can tailor your own health assessments to fit the people you have on-site and the type of environment that they are working in so they can best fit your needs.

We Don’t Talk Anymore: Communicating Effectively at Work

The level of productivity that a company experiences often relies a lot on how well employees are communicating with one another. There is also a level of communication that should exist between employees and upper management. In many companies, this communication isn’t occurring. If it does occur, it isn’t being done effectively. In many cases, upper management doesn’t know much about the people who are working for them. If you’re looking to improve the level of communication at your business, let’s look at some tips that can help.

Use a Combination of Face-to-Face and Digital Communication

There are many different methods of communication in this day and age. However, digital options are proving to be quite difficult for effective communication. According to a new survey of more than 250 communications professionals, 48 percent said that to the extent employee engagement is important to their organizations, companies need to rethink digital workplace internal communications. Speaking in-person is still a great option. It allows you to see a person’s facial expressions, you can hear what they are saying, and you’ll be able to understand their message better. That doesn’t mean you should completely give up on digital methods. Try a combination of both to see what happens.

Ask Questions

Employees should always be encouraged to ask questions, especially when they need help. No question is unnecessary if it helps someone learn how to do their job better. If people are nervous about asking a question in front of their colleagues, come up with a system of submitting questions anonymously. The questions can be addressed at team meetings or in a group email. 

Handle Conflict Positively

It is inevitable that conflict will arise within the office. A disagreement could occur because of two differing opinions. It’s important that everyone handles this issue positively and professionally. Have a method of dealing with inner-office conflict. Make sure the problem is addressed for both parties, in a way that won’t harm the flow of business. You also want to make sure everyone is getting along with each other. Being able to handle conflict in a mature, productive manner is an essential characteristic of a good leader.

It’s very important that everyone in your office gets along and can communicate properly. Not everyone has excellent communication skills. You might want to offer some training sessions or team building exercises as a way for people to communicate things that have been on their mind. Learning how to communicate more effectively will help generate better morale and increase productivity.

3 Ways to Earn Side Money Without a Degree

While it may be easier to find higher-paying jobs after graduating from college, there are plenty of ways to make money without a degree. Creating a side hustle can help you make extra money on your own time, which can make it easier to pay bills or save for your future goals. In some cases, one of these side hustles can become a full-time job or a thriving business that creates jobs for others in the community.

Become a Real Estate Agent

If you want to go into a profitable field, consider becoming a real estate agent. All you need is a real estate license to get started. Generally speaking, anyone who is able to pass the license exam can enter the field regardless of their level of education. Whether you represent the buyer or the seller, it’s possible to earn thousands of dollars from a single listing. Even if you only help to sell a few homes per month, it can be a lucrative career path.

Get at Gig as a Food Delivery Driver

To be a food delivery driver, you typically need little more than a driver’s license and a reliable automobile. You can choose to work for an established company or deliver food on a freelance basis. Since there are undoubtedly many delivery services you can join in your local area, it’s not difficult to find work—this field is steadily growing. One of the perks of bringing people food is that they are likely to tip their driver. This gives you an opportunity to earn significantly more than the base wage an employer pays for your services.

Work as a Freelance Writer

There is a huge demand for quality content that can be posted on blogs, social media accounts, and other online properties. Individuals and companies are also constantly on the lookout for authors to ghostwrite their books. If you don’t want to write, it may be possible to earn money editing what others have already created. In some cases, editors may be able to charge more than authors. This is because authors are usually willing to pay a premium to ensure that their content is free of spelling or grammar errors.

If you have a unique talent, there is a good chance that someone will pay for your knowledge or skills. This is true whether you have an advanced degree or no degree at all. While you may need to spend some time marketing your services, doing so can help put you on a path to financial independence.

Looking for more ideas? Explore more business ideas and personal development resources from Chance and Confidence. 

How a Japanese Concept Can Improve Your Productivity

While kaizen, according to its original Japanese definition, can mean either one-time or continuous improvement, many life-coaches and businesses try to adopt a continuous philosophy that can be implemented for long-term progress. First developed in post-WWII Japan, the philosophy emphasizes productivity while eliminating wasteful actions. Eventually, this improvement concept was adopted by the Toyota Motor Corporation in 2001 as part of their official corporate culture and became known as the Toyota Way.

What is Kaizen?

According to Kaizen News, kaizen means continuous improvement, and it’s a philosophy that is effective at all levels of a business, from its corporate culture down to a single individual. From CEOs to production workers, anybody can practice this philosophy. It can also be applied to processes such as purchasing, operations, manufacturing, and logistics in a variety of industries. Its many benefits include waste reduction, immediate troubleshooting, improved utilization of resources, and better teamwork.

There are multiple forms of this philosophy: point, line, plane and cube. The point system is the most basic improvement. You and your team are only focused on making a single improvement. If something is broken in a production system, you implement a solution to fix the problem. The line system extends the single point improvement down to another point. The solution used can also be used by another department. 

Sometimes, the strategy used in one point can be extended to multiple departments or processes and become a plane system. A cube system is a system where multiple planes of improvement connect in upstream or downstream processes, and each improvement plane affects and is affected by the changes made by other departments in an organization-wide restructure. According to Value Based Management, this philosophy exceeds at eliminating waste and inefficiency. 

Steps of Kaizen

While the steps can be customized to different company cultures, the basic process involves identifying the problem, studying the problem, identifying the root causes, making changes, implementing the changes, and evaluating the changes. In the case of any ambiguity, work is stopped and communication is established between managers and employees to resolve any confusion.


The application of this Japanese concept is an interactive problem-solving process. You and your team need to have a vision of your long-term goals, and actively challenge yourself and your employees to seek to achieve these goals. Since the application of this philosophy is circular, you and your team must continuously return to the beginning of the cycle after evaluating the effects of the previous improvement.

While the application of the Toyota Way can be used in corporate culture, individuals can also use this philosophy as a way to make lifestyle improvements. Proactive and empowering, continuous improvement seeks to align both individuals and companies with long-term goals.

Productivity in the workplace is vital for success. Here are some common stumbling blocks in the workplace that inhibit productivity and how to bite them in the bud.

How to Overcome Productivity-Killing Obstacles in the Workplace

No matter how hard you work to excel at your job, there are bound to be a few factors that get in your way. Learning to identify these obstacles and deal with them effectively is sure to increase your confidence and effectiveness in the workplace, so let’s take a look at some common work issues that sap productivity.

You’re Doing Too Much Work

It’s surprisingly easy to take on too much work to reasonably handle, especially if you’re the ambitious workaholic type. You might think that the best solution in most cases is for you to simply complete the task yourself, but your productivity will be crippled if you burn out.

If you’re feeling overloaded in the workplace, see if you can delegate helpful tasks to other employees. If there’s too much even for the whole team to handle, consider asking your boss if he or she would be willing to hire more people.


Unfortunately, discrimination in the workplace is a very real issue that can seriously hamper productivity. If you feel that one or more of your coworkers might be discriminating against you and hindering your ability to get your work done, then talk to your employer.

Be prepared for the talk by documenting all the details such as names, places, dates, and times. If you still cannot work out a solution in-house, even after repeated attempts to communicate with your employer, then file a claim. You can file an employment discrimination claim at the local EEOC office or on their website.

Your Coworkers Don’t Pull Their Weight

Sometimes, despite your best efforts to work cooperatively with your team, things still don’t get accomplished because your coworkers aren’t on the ball. If someone in the workplace tends to drag their feet or does a poor job of working with others, then it can kill productivity for everyone.

People come with many different personality types, and a simple change in your approach might be all that’s needed to smooth things out. If you can’t find a way to engage unproductive workers, then you may need to enlist a supervisor to help.

You’re Distracted by Digital Alerts

Do you get push notifications on your computer or phone from social media sites, email, or apps? If so, these might seriously slow down your productivity rate. It’s nearly impossible to resist the urge to quickly check on notifications, and every time you do, it saps some energy and breaks your concentration.

Go as minimalist as possible with alerts and notifications, or put your phone on silent and keep it face down while you work. Turn off desktop notifications for your email and allow only the most urgent ones, such as emails from your boss.

No matter how great your work ethic is, there are several obstacles that can pop up in the workplace to slow you down. Keep an eye out for these productivity-killing issues in the workplace and combat them effectively in order to get things done.

Nothing kills productivity like an employee that’s a bad egg! Click here to learn about how to hire better employees!

4 Well-Paying Careers You Haven’t Thought Of

There was a time when the top three careers (healthcare, law, and upper management) were the only places you could obtain a high paying job. However, times have certainly changed within just the past few decades, and with that change comes new demands. Now you don’t have to choose from only three options; the world is truly your oyster. The following are our top four well-paying careers you haven’t thought of.

Air Traffic Controller

A career as an air traffic controller is often never anyone’s career choice. I mean, it can’t pay that much right? False, air traffic controllers are paid very well due to their incredibly important roles as navigators for city airports. In fact, an experienced air traffic controller can earn as much as $122K per year.

Pharmacy Technician

According to the U.S. Bureau of Labor Statistics, demand for pharmacy technicians is expected to grow by 32 percent. This means employers are ready to roll out the benefits in order to meet the demand. Pharmacy Technicians in most states have to pass an exam and attend some mandatory training, but nothing like medical school and residency. A pharmacy technician can see themselves earning upwards of $40K a year.

HVAC Repair

Unfortunately, labor jobs are often painted as beneath other careers that require a degree to obtain. However, there are certain labor jobs, such as being an HVAC repair technician. The fact is that both residential and commercial buildings will need HVAC repair at least once or twice a year. Thus, many technicians find themselves working year-round with a salary of up to $51K per year.


Do you like swimming and are you very good at it? Try your hand at a career as a SCUBA diver. Contrary to popular belief, SCUBA diver careers are not only found within military or law enforcement fields but in all kinds of fields. One of the most in-demand positions is that of a repairman for boats and or underwater equipment. Other industries hiring SCUBA divers are aquariums and golf clubs needing to clean their lakes of golf balls. A SCUBA diver can see themselves making a comfortable 50K+ a year.

A high paying career in today’s world doesn’t always require a university degree. There are plenty of careers out there that if you put the right research and effort behind can be a gateway to that amazing high paying job you’ve always wanted.

How to Hire Better Employees

Whether you run a small business or a multinational corporation, your company’s most valuable asset will always be the people who work for and represent your business. Hiring new employees is always both a new opportunity and a gamble since you never truly know who you’re going to get. Here are three things to consider when revising your company’s hiring practices to ensure you attract better employees.

Check References

Calling a candidate’s references is a great way to get insight into the person you’re thinking of hiring. References can be past employers, colleagues, or previous educators of your applicant. Glowing references are obviously an encouraging sign and indicate that you’re on the right track with your candidate. However, according to Top Echelon, even when a not so great reference arises, that does not always indicate a bad candidate. For many, past mistakes can be learning opportunities, which manifest in stronger candidates for future employers.

Identify Skills

If you are hiring for a job that requires a specific skill set, you may want to conduct a trial test when screening applicants. According to The Hire Talent, hiring skilled employees helps improve your talent management process. Ensuring that your candidate already has the skills needed to complete his or her job will save time and preserve resources in terms of training, onboarding, and more. Plug-and-play candidates can help you to maintain production and stay on track for any existing project goals.

Ask About Other Experience

While past job titles may indicate one thing, the context of where a candidate has worked may indicate another. In small businesses, job responsibilities often leak into other areas. An accountant may perform miscellaneous HR duties, while a project manager may also have duties in sales and marketing. Additionally, you should consider all of the candidate’s  experience, even if it was unpaid. According to Moving Worlds, volunteer activity is a great way for people to gain experience in new fields and also meet a few new references along the way. Whether your candidate has served on a volunteer board, offered skill-specific assistance to an organization, or simply contributed time to a cause he or she cares about, these are all indicators of the individual’s character and ability to complete the task at hand.

Hiring and retaining talent for your organization helps to ensure your business’ longevity and profitability. Not only do you rely on employees to perform various duties and tasks, but they also function as walking embodiments of the values of your company. Employees not only need to have the right talent and experience, but they also have to fit in with your corporate culture. Ask the right questions, give a test, and look at volunteer experience when conducting your next hiring interview.

What You Should Know About Building a Cash Reserve

Perhaps you think of it as your personal cash reserve, your emergency money or the rainy-day fund. Whatever you actually call it, your emergency fund can be the safety net that you need when disaster strikes. If you don’t yet have a cash reserve and you’d like to learn how to set one up, the following three tips can help you get started.

Setting a Budget

One of the simplest budgeting methods is the 50/30/20 budget. If you’ve never set a budget for yourself before, then you may want to try this one because it’s easy. Basically, this plan asks you to put aside 50% of your income for the necessities such as rent, transportation needs, utilities, etc. Next, you’ll earmark 30% for fun. This might be movies, coffee with friends or a dinner out. Finally, 20% of your income goes toward savings and debt. Ideally, you’d have no debt, so the full 20% would go toward your cash reserve.

Take Extra Steps

If you do have a lot of debt or you want to build your cash reserve faster, you’ll want to take some extra steps. First, be willing to do things like get a second job or have a yard/garage sale to make some extra money. Second, build your reserve in smaller steps, starting with about a $1,000. This fund will be for issues like unexpected car repairs, an emergency trip to the dentist’s office, etc. Finally, you should save enough money so that you have three to six months’ worth of income in the bank after you have the initial $1,000 saved up.

Using It

Your cash reserve should be used instead of credit cards when an emergency strikes. Eventually, this financial padding will replace your need to resort to high-interest credit. You may be in for an uphill battle initially, especially if you’ve been accustomed to using credit cards for every unexpected expense, but it’s worth the effort. As City Creek Mortgage points out, by using the cash reserve instead of credit cards, you train yourself not to build debt, and you can help secure your financial future. Learning how to live this way takes discipline and forethought, but it can be done.

Most people know they should have an emergency fund set aside to use when life’s mishaps befall them, but there’s a big difference between knowing they need one and actually having one. That’s where most people get tripped up. Building a fund takes time, sacrifice and discipline. However, that discipline pays off in the end. Those with a cash reserve weather life’s storms far better and with more peace of mind than those who don’t.

Setting goals for your financial life is important. Let us help you figure out how to do it!